Security

Built like a bank, run like a church.

A church trusts us with its offering and its people. Here is exactly what protects both.

Payments processed by Paystack

Card details never touch Churpay servers. Paystack authorises, settles and stores card tokens; Churpay keeps the record.

Money settles to the church

Paystack pays the church's own verified bank account the day after the gift. Churpay is non-custodial and never holds funds.

Encrypted in transit and at rest

TLS everywhere, secrets in managed stores, backups encrypted. Documents you upload for verification are stored, not emailed around.

Strict role-based permissions

Owner, admin, finance, pastor, usher, kids desk and kiosk each see only their part. Staff sign-in uses a second factor.

Full audit logs

Every approval, edit, cash count, refund and export is logged with who and when. Cash counts need a recorder and a witness.

Secure webhook validation

Payment events from Paystack are signature-checked and replayed safely, so a gift is recorded exactly once.

Your members’ data stays yours.

Where it lives

Google Cloud in Johannesburg, South Africa. Encrypted at rest and in transit. The database sits on a private network, never on the public internet.

Who can see it

Only the staff the church gives permission to, area by area: giving, people, children, care. Members see only their own giving. Every staff action is logged.

Cards and bank details

Card numbers never reach Churpay. Paystack, which is PCI DSS certified, holds them. Churpay keeps only the last four digits for the receipt.

POPIA

Processed under POPIA. WhatsApp and marketing consent is recorded per member, with the date and the source. We never sell or share member data.

It leaves with you

The church can export its members, giving and 18A records as CSV at any time. A member can delete their own account from the app. No lock-in.

Backed up and tested

Automatic daily backups kept for 14 days, plus point-in-time recovery. A full restore was rehearsed in October 2026 and took nine minutes.

Where the money goes.

  1. 1

    Member gives via Churpay

  2. 2

    Paystack processes securely

  3. 3

    Funds settle to the church bank

  4. 4

    The portal updates the same minute

Churpay (Pty) Ltd is not a bank, wallet or money remitter. Payment processing, card authorisation, bank verification and settlement are provided by Paystack. Terms · Privacy · Live status.