Sunday, sorted.
Giving software for South African churches. Members give by phone, card or cash. The money goes straight to your church's own bank account. You get the records and the tax certificates.
Churpay never holds your money. Your members’ data stays in South Africa, under POPIA.
- Free for churches up to 99 peopleNo card machine, no new bank account
- We never hold your moneyGifts go to the church’s own account
- Members’ data stays in South AfricaEncrypted, under POPIA
Churches already giving on Churpay.
Live from the platform. Every church here has verified its bank account and takes gifts on Sundays.
Your offering and your people, kept safe.
A church trusts us with its money and its members. This is what protects both, every Sunday.
Every gift settles into the church’s own bank account, the day after it is given.
Paystack, which is PCI DSS certified, takes the card. We keep the last four digits for the receipt.
Google Cloud in Johannesburg, encrypted at rest and in transit, on a private network.
Staff see only their part: giving, people, children or care. Every action is logged with who and when.
Each member’s WhatsApp and marketing consent is kept with the date. We never sell or share member data.
Daily backups and point-in-time recovery. A full restore was rehearsed in October 2026: nine minutes.
One Sunday. Every hand-off, handled.
Churches already have bank accounts. They rarely have giving software and records built for Sunday. This is what a Sunday looks like when they do.
- 08:15
Kids check-in opens.
A QR at the kids desk. Parents get a pickup code, ushers get a headcount.
- 09:00
First service.
Members check in from the car park. No account needed to give.
- 09:40
Offering.
Card, QR or the kiosk. Tithe, offering, building, camp. One tap each.
- 12:05
Cash counted, witnessed.
Counted after the service and recorded in the books before lunch.
- Tue
Money in your bank.
The week's gifts are paid into the church's own bank account. Every fee is listed, nothing hidden.
- Feb
Tax certificates.
Growth churches email every giver their Section 18A tax certificate. Nobody phones the office.
And on Monday, the office sees this.
One screen for the pastor, the treasurer and the admin: this Sunday, what is waiting for someone, where the month stands, who needs care, and how giving is doing.
See it with your own church
Churpay, a card machine, cash or EFT. Side by side.
Most churches use all four. Churpay does not replace the plate: cash is counted in Churpay too, by a recorder and a witness, with no fee.
| Churpay | A card machine | Cash in the plate | EFT to the church account | |
|---|---|---|---|---|
| Where members can give | In the app, by QR code or a link, from anywhere | Only at the machine, in the building | Only in the building, on the day | From their banking app |
| What it costs the church | Paystack’s 2,9% + R1 plus VAT, off the payout. Churpay’s fee is added on top and paid by the giver, who sees it first | About 3% a tap, plus buying or renting the machine | Bank fees to deposit it, and someone’s Sunday afternoon | Bank charges vary. The giver pays their own bank’s fee |
| When the church has the money | The day after the gift, in the church’s own account | A working day or two later | When someone takes it to the bank | Same day to a few days |
| Who gave, and to which fund | Every gift has a name and a fund, with a receipt sent | A slip with an amount: no name, no fund | Only if they used an envelope | Only if the reference was typed correctly |
| Section 18A certificates | Made for every giver, ready in February | By hand, from records you do not have | By hand, from envelopes | By hand, from bank statements |
| Safety | No cash to carry. Card details stay at Paystack. Every action is logged | Safe for cards, but a machine can go missing | Counted late, carried home in a car | Safe at the bank, slow to match |
| Monthly giving, away from church | Yes, once or every month, from anywhere | No | No | Only if the member sets it up and keeps it going |
Card machine and bank costs differ by provider; these are typical South African figures. Churpay’s fees are on Plans.
See the fee before your treasurer does.
The platform fee is added on top of the gift, and the member sees it before paying. Paystack's card fee comes off when the money is paid to your bank. Every card payment in South Africa carries a fee like this, a card machine included. Cash you record in Churpay carries no fee.
Three plans. One connected platform.
| Starter0–99 people · Includes children, youth, and regular attendees. | GrowthMost churches100–499 people · For growing churches with more teams and admin needs. | Church+500+ people · For large churches that need higher capacity and governance. | |
|---|---|---|---|
| Church size | 0–99 people | 100–499 people | 500+ people |
| Price | Free | R499/mo · or R4,999/yr | R1,499/mo · or R14,999/yr |
| Per successful gift | R2,50 + 1,5% | R2,50 + 1,25% | R2,50 + 1% |
| On a R500 tithe | member pays R510,00 · church receives R481,84 after Paystack's card fee | member pays R508,75 · church receives R481,87 after Paystack's card fee | member pays R507,50 · church receives R481,92 after Paystack's card fee |
| Giving | Funds, QR codes, pledges, 18A certificates | Everything in Starter | Everything in Growth |
| Running the church | — | Finance, people, attendance, volunteers, events, reporting, a month-end summary for the council | The lowest fee per gift, governance and higher capacity |
| WhatsApp messagesTop up: 100 for R69 · 500 for R299. Receipts are always free. | 50 a month | 300 a month | 1,000 a month |
| Payroll | — | 5 staff included · R25 a month each after | 15 staff included · R25 a month each after |
| Branches | 1 | 2 included · R149 a month each after | 4 included · R149 a month each after |
| Trial | No trial needed | 30-day Growth trial | 30-day Church+ trial |
| Start free | Start Growth trial | Book a demo |
Built for Sunday, not for spreadsheets.
A visitor scans the foyer QR, picks a fund and pays by card. The church still gets a name for the tax certificate.
Recorder and witness sign the count on a phone after the service. No envelopes in the boot of a car.
Matching the bank statement, the money paid into your account and February’s tax certificates all come from the records the ushers made on Sunday.
Every church picks the palette for its artwork. Churpay stays teal where the giving happens.
Give to what your church is building.
Questions churches ask.
Which plan should our church choose?
Starter is for churches of 0–99 people and is free: giving, funds, QR codes, pledges and 18A certificates. Growth is for 100–499 people and adds the church operating side: people, attendance, volunteers, events, finance and reporting, with a one-page month-end summary for the council. Church+ is for 500 people and more, with the lowest fee per gift, governance tools and higher capacity. Each plan keeps everything from the one below it.
What does a gift cost?
The platform fee is R2,50 plus a percentage per successful gift: 1,5% on Starter, 1,25% on Growth, 1% on Church+. It is added on top of the gift and the member sees it before paying, so a R500 tithe on Growth costs the member R508,75. Paystack's card processing fee (2,9% + R1, plus VAT, on the amount paid) comes off at payout: on that tithe it is R18,13, so R481,87 reaches the church's bank. The fee calculator shows every amount, and each payout itemises them.
Is the money safe?
Paystack processes every payment and settles straight into the church's own bank account, the day after the gift. Churpay never holds the money; it records the gift, the fee and the receipt so the treasurer has a full audit trail.
Do members need to download an app?
Members use the Churpay app on iPhone or Android to give, check in and see their giving. Guests can give from a QR code or a link without an account. Church teams use the portal on the web.
Can we move up a plan later?
Yes. Start on Starter or Growth and move up when the congregation, reporting or compliance needs grow. Moving up keeps everything and adds the next plan's features.
How quickly can we start?
Set up takes an afternoon: church details, the admin, the bank account and the papers. We review and verify within a day, and most churches take their first Sunday offering on Churpay the following week.
Sawubona.
Set up your church in an afternoon. Church details, admin email, bank proof. Verified in a day. Or send us a WhatsApp and we'll do it with you.